

We make it easy to choose the credit card that is right for you - low rate or preferred points rewards.
It's the only card you need for everything you need to do.
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Low Rate Card
Designed for shoppers looking for a great low interest rate
- No annual fee
- 2.9% Introductory Rate for your first 6 months
- Low ongoing rate
Preferred Points Card
Designed for shoppers looking for outstanding rewards and no annual fee
- 2.9% Introductory Rate for your first 6 months
- Earn one point for each dollar spent (up to 10,000 per month) and redeem anytime
- You choose the reward option--cash back, travel, merchandise, gift cards and more
For Cards Issued with UMB Bank Prior to 4/1/2018
Click here for online access to your active credit card account.
Click here for access to your rewards.