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No one knows your financial needs better than your local community bank. We personally analyze your needs to determine the checking account that fits your lifestyle. You'll never be a number to us.

CSB offers a simple switch kit to transfer new accounts from another institution to Commercial Savings Bank. In 4 easy steps we can have you realizing the benefits of better banking here at CSB.

Consumer Account Services Brochure

CSB Free Checking

Free Checking is our most economical checking account because it's FREE. We offer Free Checking with many attractive features.

  • No minimum balance requirements
  • No monthly fee
  • Free initial order of 50 personalized checks
  • Automatic check safekeeping

CSB Gold checking

For valued customers 50 and older, click below for more details!

CSB Checking Plus

Take advantage of the extra benefits with our CSB Checking Plus!  PLUS Brochure

  • Earns interest with a collected balance over $500 - See Rates
  • Discount Fridley Theatre movie tickets
  • Health Savings Card
  • Unlimited Online Bill-Pay 
  • No minimum balance requirement
  • Discount on Visa Travel Money Card 
  • Free Money Orders & Stop Payments, Free personalized CSB Checking Plus checks
  • $7.00 (plus sales tax) monthly fee
  • $20,000 24-hour Accidental Death & Dismemberment Insurance*
  • Personal Identity Theft Benefit*
  • Comprehensive Identity Theft Resolution Services*
  • Cell Phone Protection*
  • Roadside Assistance Expense Reimbursement*
  • Health Discount Savings*
  • And more!
  • * Some benefits require registration and activation.  For complete details of this checking account, speak with a Commercial Savings Bank Representative.

CSB Premier 99

Premier 99 is a checking account designed for those who want to receive images of their checks. This account is free if you maintain the required balance.

  • $99 minimum daily balance required
  • $7.00 (plus sales tax) monthly fee if daily balance requirement not met
  • Free initial order of 50 personalized checks
  • Imaged checks

CSB Interest Checking

Our NOW account pays you interest while providing checking account flexibility.

  • $800 minimum balance
  • Free initial order of 50 personalized checks
  • Interest bearing account - See Rates
  • Imaged checks
  • $10.00 (plus sales tax) monthly fee if balance requirement not met