No one knows your financial needs better than your local community bank. We personally analyze your needs to determine the checking account that fits your lifestyle. You'll never be a number to us.

CSB offers a simple switch kit to transfer new accounts from another institution to Commercial Savings Bank. In 4 easy steps we can have you realizing the benefits of better banking here at CSB.

Consumer Account Services Brochure

Free Checking

Free Checking is our most economical checking account because it's FREE. We offer Free Checking with many attractive features.

  • No minimum balance requirements
  • No monthly fee
  • Free initial order of 50 personalized checks
  • Automatic check safekeeping

CSB Checking Plus

Take advantage of the extra benefits with our CSB Checking Plus!  PLUS Brochure

  • $20,000 24-hour Accidental Death & Dismemberment Insurance
  • Earns interest with a collected balance over $500 - See Rates
  • Discount Fridley Theatre movie tickets
  • Personal Identity Theft Benefit
  • Fraud Resolution Services
  • Cell Phone Protection
  • Roadside Assistance
  • Health Savings Card
  • Unlimited Online Bill-Pay 
  • No minimum balance requirement
  • Discount on Visa Travel Money Card 
  • Free Money Orders & Stop Payments, Free personalized CSB Checking Plus checks
  • $7.00 (plus sales tax) monthly fee
  • Visit BaZing for membership details and program website.

Premier 99

Premier 99 is a checking account designed for those who want to receive images of their checks. This account is free if you maintain the required balance.

  • $99 minimum daily balance required
  • $7.00 (plus sales tax) monthly fee if daily balance requirement not met
  • Free initial order of 50 personalized checks
  • Imaged checks

Interest on Checking (NOW)

Our NOW account pays you interest while providing checking account flexibility.

  • $800 minimum balance
  • Free initial order of 50 personalized checks
  • Interest bearing account - See Rates
  • Imaged checks
  • $10.00 (plus sales tax) monthly fee if balance requirement not met