Home Loans


Are you house hunting? Find out your buying power by visiting with us. 

Start Your Home Buying Process

Basic Application

  • Mortgage Loans - That new home just suits your taste. Your mortgage loan should do the same. We offer flexible terms to meet your personal needs as well as competitive rates, both fixed and variable. We can provide secondary market and in-house financing options, with terms ranging from 30 years fixed to bridge loans - we are Carroll's real estate lending experts.


  • Home Equity Line of Credit - Let the equity in your home work for you. A HELOC provides a revolving line of credit secured by your home which can be used for anything from home improvements to emergency funds. Check with a CSB loan officer to review your loan to value.


  • Home Equity Loans - One of the smartest alternatives to consumer borrowing yet! You can borrow against the equity in your home and possibly deduct the interest from your taxable income. A home equity loan has a fixed term and amortization schedule helping to ensure your 2nd mortgage pays off on schedule. Check with us for applications and current rates and terms.