Account Product
Name
Min. Opening
Deposit
Min. Balance
to Obtain APY
Interest
Rate
Annual Percentage
Yield
INTEREST RATES AND ANNUAL PERCENTAGE YIELDS
 
Commercial Gold (b)$50.000.10%0.10%
NOW Interest on Checking (b)
$800.000.10%0.10%
Business Interest Bearing (b)0.10%0.10%
CSB Checking Plus (b)$50.00$500.00 (c)
Daily Balances of $500.00 and up0.10%0.10%
Health Savings Account (b)$50.00$0.01 (c)
Daily Balances of:
up to $2,499.990.10%0.10%
$2,500.00 - $9,999.990.10%0.10%
$10,000.00 and up0.15%0.15%
IRA (a) (b)$100.00
Daily Balances of:
$100.00 - $9,999.991.25%1.25%
$10,000.00 - $24,999.991.50%1.51%
$25,000.00 and up1.50%1.51%
Passbook Savings (b)
CSBeez Kidz Savings (b)
$25.00
$25.00
0.15%
0.15%
0.15%
0.15%
Money Market Savings (b)$2,500.00$0.01 (c)
Daily Balances of:
up to $9,999.990.15%0.15%
$10,000.00 - $24,999.990.15%0.15%
$25,000.00 - $49,999.990.20%0.20%
$50,000.00 - $99,999.990.20%0.20%
$100,000.00 - $499,999.990.25%0.25%
$500,000.00 and up0.30%0.30%
Time Certificates
90 Days $10,000 & Over (a)$10,000.000.20%0.20%
6 Months $10,000 & Over (a)$10,000.000.25%0.25%
7 Months $10,000 & Over (a)$10,000.000.25%0.25%
12 Months $10,000 & Over (a)$10,000.000.35%0.35%
16 Months $10,000 & Over (a)$10,000.000.45%0.45%
18 Months $10,000 & Over (a)$10,000.000.45%0.45%
24 Months $10,000 & Over (a)$10,000.000.45%0.45%
30 Months $10,000 & Over (a)$10,000.000.85%0.85%
36 Months $10,000 & Over (a)$10,000.000.85%0.85%
48 Months $10,000 & Over (a)$10,000.001.40%1.40%
60 Months $10,000 & Over (a)$10,000.001.50%1.50%
6 Months Under $10,000 (a)$1,000.000.15%0.15%
7 Months Under $10,000 (a)$1,000.000.15%0.15%
12 Months Under $10,000 (a)$1,000.000.20%0.20%
16 Months Under $10,000 (a)$1,000.000.25%0.25%
18 Months Under $10,000 (a)$1,000.000.25%0.25%
24 Months Under $10,000 (a)$1,000.000.25%0.25%
30 Months Under $10,000 (a)$1,000.000.65%0.65%
36 Months Under $10,000 (a)$1,000.000.65%0.65%
48 Months Under $10,000 (a)$1,000.001.15%1.15%
60 Months Under $10,000 (a)$1,000.001.25%1.25%
 
(a) A Penalty may be imposed for early withdrawal.
(b) The interest rate and annual percentage yield may change after account opening.
(c) Daily balance. The amount of the principal in the acocunt each day.
 
Fees could reduce the earnings on the account.
Rates last updated March 6, 2013.
For rate questions call 712-792-4346.
For Time Certificates, the Annual Percentage Yield assumes a $1,000 deposit with a start date of January 1st.
 
 
 

 
 

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